The CredOra Report
What changed in credit. In plain English.
The rules, the scores and the scams move fast. Here's what happened, what it means for you, and what to do about it.
Your mortgage score just got a new referee.
Fannie Mae and Freddie Mac now let every approved lender use VantageScore 4.0, and FHA follows in January. Here's what that means before you apply.
Read it →That dream car website might be a perfect fake.
The FTC says scammers are using AI to clone real dealership websites and collect payment for cars that don't exist. Here's how to spot one.
Read it →Your complaint still counts. The public just can't read it now.
The CFPB stopped publishing the stories people write in their complaints. Filing still works, but you just lost a handy research tool.
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